Americans love debt. According to this study, the average American carries more than $38,000 in personal debt in 2018 on top of their home mortgage if they have one. This is $1,000 higher than last year. If you are in debt, you are not in control of your money. Borrowing money to buy something you cannot afford on your own means you are spending money you don’t have. If you want financial freedom you need to reduce the amount of money you owe to other people.
Do you want to reach your goals and live your best life? I believe that we were all created for a purpose – yes, even you! You may not know what your purpose is yet, but it’s there. Or maybe you’re one of those women who have a dream buried deep inside your soul because you’re fearful that you don’t have what it takes to make it happen. You come up with all of the excuses in the world. Time and money are what you tell me over and over again, which is why I try to help you with those here.CONTINUE READING
Do you use a daily planner to organize your life? I have tried every kind of planner under the sun, both paper and digital, and none ever seem to work out the way I hope. I have quite a few planners that I ordered with the best of intentions, only to abandon them part way through the year. They were left to collect dust with their blank pages and broken dreams. Nevertheless, I keep trying because I believe in the power of writing things down. This year, I ordered the Living Well Planner by Ruth Soukup with nothing less than the highest of hopes for a successful year of planning.
Mindfulness can be a powerful tool to tame anxiety, break negative thought patterns, improve your mood and focus, and bring a little zen to your everyday life. And, as a busy working mom, I rely on simple ways to practice mindfulness each day. Many of my goals revolve around health and fitness, so having a healthy mind goes hand in hand with my goals.
Online shopping is such a lifesaver these days. People are constantly looking for ways to save time on shopping for groceries and household goods. This totally explains why grocery store pick-up and sites that allow you to have products shipped straight to your front door are so popular. Women, in particular, are busier than ever, and I’m sure you will agree that your time is better spent on the things that matter most to you rather than the things that don’t.